During the mortgage meltdown that precipitated the 2008 financial crisis, the FHA raised its loan limits and saw participation in its. Representative Jeb Hensarling, the Texas Republican who leads.
FHA loan limits are determined by the county where the home is located, except for properties that are located in metropolitan or “micropolitan” statistical areas. In metro areas, the limits are set using “the county with the highest median home price within the metropolitan statistical area, ” according to HUD.
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