refinancing rules of thumb

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The "Should I Refinance" Rule of Thumb – RefiAdvisor – The Should I Refinance Rule of Thumb. Refinance rates are hovering near four percent, the lowest levels in sixty years. If you’re currently paying six percent or more on your home loan then the two percent rule applies to you but what about everyone else?

When Can I Refinance My Car Loan? | Auto Loan Refinance | IFS – Rules of Thumb on When to Refinance a Car Loan. The bottom line is that, while there is nothing to stop you from trying to refinance at any time, it is generally better to wait at least a short period of time. At IFS, we use the following rules of thumb to guide customers on when to refinance their auto loans:

 · But while they’re useful as rough guidelines for day-to-day financial decisions on saving, investing and retirement, rules of thumb often oversimplify complex issues in.

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When To Refinance Mortgage Rule Of Thumb – When To Refinance Mortgage Rule Of Thumb – Are you looking for a mortgage refinance? If so, visit our site and we will help you get the best rates for your home refinance.

Rules of Thumb The traditional rule of thumb (which you should use with sparingly) for figuring out when to refinance is a basic breakeven analysis. This process allows you to figure out how long it will take to recuperate the closing costs you’ll have to pay to refinance.

Refinance Rule Of Thumb – Refinance Rule Of Thumb – We can help you to choose from different mortgages for your refinancing needs. Refinance your loan and you will lower a monthly payments and shorter mortgage terms.

5 Reasons When You Should Refinance a Mortgage – Here are the five key circumstances when you should refinance a mortgage.. Back in the day, the rule of thumb was to refi a mortgage when the rate had gone down by at least 1%. Today, a rule of.

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A Consumer’s Guide to Mortgage Refinancings – A prepayment penalty is a fee that lenders might charge if you pay off your mortgage loan early, including for refinancing. If you are refinancing with the same lender, ask whether the prepayment penalty can be waived. You should carefully consider the costs of any prepayment penalty against the savings you expect to gain from refinancing.

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Rules thumb refinance – Starryskynet – Another rule of thumb on when to refinance claims that you should break even. If the money you save in future interest costs equals the money you spend in closing costs, then refinancing makes sense. In truth, you should only pursue a refi when you exceed the break-even point.