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If the couple files separate income taxes, then the loan repayment is based only on an individual's income. In fact, there is a bonus for filing.

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Instead, she supports making only community colleges tuition-free. given her support of Public Service Loan Forgiveness, Income Based Repayment, Pell Grant expansion, and student loan refinancing.

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Student loan forgiveness programs may help you get out of student loan debt. Learn more. Only Direct subsidized and unsubsidized loans qualify. PLUS loans.