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How Do You Qualify for a HARP Loan? | GOBankingRates – If you are a homeowner who wants to refinance your mortgage, you might want to consider the Home affordable refinance program. If you qualify, this program lets you take advantage of low refinance rates before interest rates rise.
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HARP – If you got your mortgage loan at a bank, credit union or mortgage company, it may be owned by Fannie Mae or Freddie Mac. If so, you could qualify for HARP refinancing and you could save thousands with a lower rate or other more favorable terms.