can i refinance my house after bankruptcy

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Can i refinance my home while in bankruptcy? How to Refinance a Home During Chapter 13 Bankruptcy. – Refinancing your home loan is possible during a Chapter 13 bankruptcy and may even help you meet repayment obligations sooner than the requisite three to five years. However, you’ll need to meet the lender’s refinancing requirements, notify your Chapter 13 trustee and follow Chapter 13 laws for incurring new debt.

I Filed Bankruptcy.Can I Sell My House Now and Keep My Equity. – And there are more questions that crop up once the bankruptcy is closed and the discharge is received. One common "post-bankruptcy" question is, "Can I sell my house and keep the equity once my bankruptcy is completed?" Once the bankruptcy case is closed, the petitioner can sell any remaining assets they still own, including their home.

Can a Co-Signer Apply for Refinancing After a Bankruptcy. – Can a Co-Signer Apply for Refinancing After a Bankruptcy? by George Boykin . If you’re stuck with the bill in bankruptcy as a cosigner, it can hurt your credit and your ability to refinance. Usually, a creditor can collect a debt from you, the cosigner, unless the main borrower agrees to repay.

Should I refinance before or after bankruptcy? | AllLaw – In general, if you find a lender who will refinance your mortgage right after your discharge, you may have a higher interest rate or less desirable terms because of your recent bankruptcy. Further, if you are in the middle of a Chapter 13 bankruptcy, you will need to obtain court permission before you can refinance your mortgage.

Can you refinance after a dismissed Chapter 13 bankruptcy – Can you refinance your house while you are in a chapter 13 bankruptcy?. Can My Ex-spouse File for Bankruptcy After Our Divorce? . Can a DUI Conviction Affect You After Moving to a Different.

Can I refinance after a bankruptcy? | Nolo – Can I refinance after a bankruptcy?. But you might not be correct in your other assumption — that you can’t refinance because of the bankruptcy. As long as the market value of your house hasn’t declined substantially since you bought it, it’s still a well secured investment for your mortgage.

How soon can you refinance after bankruptcy? | Yahoo Answers – Best Answer: There are loans you can get just one day after a bankruptcy has been discharged. However, to obtain a loan for 89% of your home’s value you’d have to have a very strong credit score and the interest rate will stink. If 72K is your net income and you’re okay living off of $1,100 per month.