NeighborWorks® HomeOwnership Center

Affordable Lending Products for Everyone!

619 N. 9th Street, Suite 150

Lafayette, Indiana

(765) 423-1284

What is a NeighborWorks® HomeOwnership Center?

Through the collaboration of residents and business leaders, government and nonprofit partners, the NeighborWorks® HomeOwnership Center offers all of the services and training that customers need to shop for, purchase, rehabilitate, insure, maintain and manage a home.

Our goal is to increase home ownership and revitalize neighborhoods.

NeighborWorks® HomeOwnership Center is a program specific to the NeighborWorks network.

Programs Offered by LNHS NeighborWorks® HomeOwnership Center

Loan Programs

· HomeStart Program

A program for first time, low-to-moderate income homebuyers  to purchase a home within the city limits of Lafayette and West Lafayette. The home must be owner occupied with a minimum down payment of $1,000.

· HomeRenew Program

A purchase/rehab program, for low-to-moderate income first time homebuyers to purchase and repair a home within the city limits of Lafayette and West Lafayette. A minimum of $5,000 worth of improvements or rehabilitation can be financed in the loan. Borrower's minimum down payment is $1,000.

· Down Payment Assistance Program

A program to increase home ownership in targeted areas of Lafayette. Neighborhoods included in these areas are Lincoln, Centennial, Historic Jefferson, and Ellsworth. Up to $5,000, in a low interest rate second mortgage loan is provided to assist with down payment and closing costs.

Other Programs

o HomeStep Program

A lease to own program available on LNHS-owned properties. Clients interested in HomeStep must become a HomeBuyer's Club member.

Services Offered by LNHS NeighborWorks® HomeOwnership Center

HomeBuyer Education

o HomeBuyers Club

A club for prospective homebuyers to provide information, support, and guidance to help them reach their goal of homeownership. At each monthly meeting a different topic is discussed related to buying and maintaining a home.

o HomeAdvance

A comprehensive homebuyer education course aimed at first time homebuyers. Completion of the course is a requirement of our loan programs and meets the educatuional requirements for many special loan programs offered by local lenders.

Counseling Services

o Pre-Purchase Counseling

Counseling available for prospective homeowners who need assistance in addressing credit problems and budgeting before buying a home. Loan pre-qualification.

o Post-Purchase Counseling

Counseling for all aspects of homeownership -- from home maintenance and budgeting to repair loans and foreclosure prevention.

o Delinquency Intervention

Counseling available for homeowners who are in danger of losing their home in foreclosure and need assistance working with their mortgage lender for a mutually acceptable solution.

o Reverse Mortgage Counseling

Senior citizens who would like to gain monthly income by liquidating the equity in their home can obtain help from LNHS to obtain a reputable home equity conversion mortgage.

o NEW – CCCS Now on-site for Budget Counseling

One-on-one counseling to help you budget and learn how to better manage your money so you can keep more of your hard-earned money in your pocket.

LNHS is a HUD approved counseling agency.          

LNHS NeighborWorks® HomeOwnership Center Staff

Brenda Post Drew Callahan Rita Staudt CJ Brown Melody Stanifer

Director of HomeOwnership Programs Supervisor of Lending Housing Counselor Housing Counselor Housing Counselor

Office Hours

Monday through Friday 8:30am to 5:30pm – Open Late on Wednesdays!

Appointments are not necessary but are encouraged

We do business in accordance

with the Federal Fair Housing Law